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Rosa Esther
The Balzar cooperative bank meets every fifteen days in the town of San Placido, located in the canton of Portoviejo. This area is known for its friendly and hard-working people who, for the most part, dedicate themselves to activities related to farming.

This is where Rosa, 39, lives with her partner and their two children, ages 15 and 10, who are in school. Her husband is a merchant.

She is a homemaker who, in order to have her own means by which to help her husband meet household expenses, dedicates herself to selling all types of clothing. She sells door-to-door, traveling three or four days per week. She doesn’t have a fixed schedule for selling her products, selling in the mornings or afternoons depending on her customers. She leaves her products on credit, and collects every eight days. She has dedicated herself to this business for 4 years, and things have always gone well for her since he has a good clientele.

This loan is for the purchase of perfumes, creams, cosmetics and clothing. She has been in the cooperative bank for 4 years, and enjoys it because she started her business with her first loan.

Her dream is to have a store.
View original language description ↓
EL Banco Comunal Balzar se reúne cada quince días en la parroquia San Placido del cantón Portoviejo, este lugar se lo conoce por su gente amable y trabajadora en su gran mayoría dedicada a las faenas del campo.

En este lugar vive la señora Rosa, tiene 39 años de edad y mantiene una relación de unión libre de la cual tiene dos hijos de 15 y 10 años los mismos que estudian en colegio y escuela. El marido es comerciante.

Ella es un ama de casa que para obtener sus propios recursos y con esto poder ayudar a su esposo con los gastos del hogar se dedica a la venta de ropa de todo tipo. Su forma de venta es puerta a puerta, ella recorre tres o cuatro días por semana y no tiene horas fijas para vender, puede ser en las mañanas o en las tardes dependiendo de sus clientes, deja sus productos a crédito y cobra cada ocho días. Tiene 4 años que se dedica a este negocio y siempre le ha ido muy bien ya que cuenta con buena clientela.

Este crédito es para comprar perfumes, cremas, cosméticos y ropa. Lleva 4 años en el Banco Comunal y le gusta porque con el primer crédito empezó su negocio.

Su sueño es tener un bazar.

About Ecuador

  • $10,200
    Average annual income
  • 17
    View loans »
    Ecuador Loans Fundraising
  • $22,607,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Rosa Esther to buy perfumes, creams, cosmetics and clothes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 23, 2012
Listed
Oct 1, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013