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Melva Del Jesús
The communal bank Balzar meets every fifteen days in the parish of San Placido in the Portoviejo Canton. This is a place known for its kind, hard-working people who mostly work in the country.

This is where we met Melva, 58, who is married and has eight adult children. Three of them still lives at home. Her husband is a farmer.

She has a store in her house where she sells all kinds of groceries, bazaar items and stationery supplies. She works every day from 6:00 a.m. to 8:00 p.m., and sometimes later. Her children and husband help her with the work when they can, but usually she is the one who spends most of her time in the store. She has been in business for over 40 years, and has been able to earn a profit and stay aware of her children's needs when they were small.

This loan will be used to stock her store. She will buy rice, sugar, oil, detergents, and other products. She has been a member of the communal bank for 12 years and she believes the loans are helpful to her.

Her goal is to get ahead so her family can lead a better lifestyle.
View original language description ↓
EL Banco Comunal Balzar se reúne cada quince días en la parroquia San Placido del cantón Portoviejo, este lugar se lo conoce por su gente amable y trabajadora en su gran mayoría dedicada a las faenas del campo.

En este lugar vive la señora Melva, tiene 58 años de edad, está casada y de esta relación tienen 8 hijos todos mayores de edad, tres de ellos aun viven en su casa. Su esposo se dedica a la agricultura.

Ella tiene una tienda en su casa, allí vende todo tipo de productos desde víveres hasta productos de bazar y papelería, trabaja todos los días desde las 6h00 hasta las 20h00 y a veces hasta más tarde, sus hijos y su esposo le ayudan en su trabajo cuando están desocupados, pero por lo general ella es la que mas pasa en su negocio. Tiene más de 40 años con su tienda la cual le ha permitido ganar algo y estar atenta a las necesidades de sus hijos cuando estos estaban pequeños.

Este crédito lo va a emplear en surtir mas su tienda, va a comprar arroz, azúcar, aceite, detergentes, entre otros productos. Lleva 12 años en el Banco Comunal y le gusta por la ayuda que le dan estos créditos.

Su sueño es seguir adelante por el bien de su familia.

About Ecuador

  • $10,200
    Average annual income
  • 21
    View loans »
    Ecuador Loans Fundraising
  • $22,604,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Melva Del Jesús to buy rice, sugar, oil, detergents and other products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 23, 2012
Listed
Sep 13, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013