Lidia lives in very humble conditions. She comes from a family with very limited economic resources. Prosperity was not on her side, that is, it did not accompany her. She looked for work everywhere and finally got a job nine years ago as a secretary in the Callapata Notary Public. Income earned in this job allows her to cover basic living costs, that is, to feed her family. She’s hoping to improve her quality of life and needs building materials and supplies to continue building her house on a small lot she bought years ago with the few resources she obtained. She currently does not own a house; she lives with her father.
Even though the income they earn isn’t much it does suffice to cover life’s current and future expenses. When she was interviewed she said her greatest dream is to have a house of her own and when that dream is a reality to have a business of her own and gradually, successively grow.
La Sra. Lidia es una persona de condición humilde, descendiente de una familia de muy bajos recursos económicos, la prosperidad no estuvo de su lado, es decir no le acompaño, busco trabajo por todos los lados, finalmente encontró un empleo hace 9 años como secretaria en la Notaria de fe pública de Challapata, los ingresos obtenidos por ese servicio solo le solventan sus costos de vida, es decir para la manutención de su familia, actualmente busca mejorar su calidad y nivel de vida,ella necesita material de construccion para seguir emprendiendo la construcción de su propia vivienda en un lote pequeño que adquirió hace años con los pocos recursos que obtuvo, actualmente no cuenta con su propio inmueble, vive en el domicilio de su señor padre. Si bien los ingresos que perciben no son grandes, pero logra cubrir los costos de vida y proyectados. En entrevista con la solicitante su mayor sueño es tener su propio inmueble, concluido ese sueño, sucesivamente tiene proyectado realizar un negocio propio y así sucesivamente ir creciendo gradualmente.
CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.