James is a 25-year-old married man. He has one child. He is a hardworking and aggressive man. He operates a motorcycle and provides transportation services. He has been involved in this business for four years. His business is located along a busy road and his primary customers are local residents.
James describes his biggest business challenge as the rising cost of fuel. He will use the KES 60,000 loan to purchase another motorcycle. His business goal is to improve his business by buying another motorbike within five years.
James hopes that in the future, he will have several motorcycles. James also runs a small grocery store, which helps increase his income. Previously, he had taken a loan of KES 20,000, which he paid successfully.