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Sajida's Group
In this Group: Sajida , Robina, Tasleem
Sajida is 35 years old, a married woman and a mother of two sons and two daughters. She is living in a remote area of Punjab, Pakistan. Her husband, who is an auto mechanic by profession, is the only person earning money in the family but his income is not enough to fulfill the basic needs of his family. Therefore to contribute and to support her husband, Sajida wants to generate some income by sewing clothes. She already has an excellent experience of doing this for a year.

Sajida, as a member of three-person lending group, has applied for a loan from KIVA partner BRAC Pakistan to purchase a sewing machine to start her business. With the profit she will provide her children a quality education and fulfill their other needs. Currently she is living in a rented house with her family, so her biggest aim in life is to build her own house and live happily with her family in the future.

Note: In the picture Sajida is holding a pass book in her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $3,004
    Average annual income
  • 142
    View loans »
    Pakistan Loans Fundraising
  • $13,462,325
    Funds lent in using Kiva
  • 94.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sajida's Group's $550 loan helped a member to purchase a new tailoring machine to start a tailoring business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 30, 2012
Listed
Sep 6, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2013