Lor is from Kampong Chhnang province, whose inhabitants are recognized as being skilled in making items from clay and which is also well-known as a geographical area. Lor is 34 years old, married, and has four children who all are at school and are under her care. Lor grows and harvests rice on her own farmland especially during the rainy season. In addition, Lor works as a sewing staff for a local garment factory in the dry season. Lor’s husband supports the family financially from his fishing activities. Together, this couple can generate an income in the neighborhood of 7.33 USD each day.
Due to the fact that the materials they use in the fishing business are old and ruined, Lor would like to take a loan to purchase new fishing materials such as various kinds of gill nets, lines and hooks. Also, she will add a portion of the loan to her savings to purchase a motorcycle for home use transportation as well as to support their businesses. In the future, Lor plans to have extensive farmland for farming rice.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.