Update on Amparo AlexandraEvery two weeks, the members of Las Piedras community bank meet in a neighborhood called Las Piedras, in Picoaza parish, in the city of Portoviejo. Portoviejo is known for the cheerful nature of its people and its San Pedro and San Pablo celebrations.
This is where Amparo lives. She is 26 years old and lives with her common-law husband. The couple have a 5-year-old son who is in school. Her husband raises livestock.
Amparo and her husband both raise chickens and they have two chicken sheds for this purpose. Every two weeks they put up to 200 chicks in the sheds to raise. When they are ready, they deliver them to traders who take them and sell them in different markets in the city. Amparo's husband has been in this business for more than eight years and they make enough money to get by.
Amparo is requesting a new loan because she did very well with her last one. She was able to use the profits she made from her business to increase the size of her chicken shed so that she can put more birds in it and make even more profits. Amparo will use this loan to buy chicks. She will also buy feed and medicines for them. Amparo has been a member of her community bank since it was founded and she likes it because of the help and benefits that she receives.
Amparo's dream is to own a car or a truck.
En este lugar vive la señora Amparo, tiene 26 años de edad y mantiene una relación de unión libre de la cual tiene un hijo de 5 años el mismo que estudia en escuela. El marido se dedica a la cría de animales.
Ella junto al esposo se dedican a la cría de pollos para lo cual cuentan con dos galpones, en los cuales cada quince días meten hasta 200 pollos para criarlos, cuando están listos los entregan a comerciantes los mismos que llevan los pollos a venderlos en distintos mercados de la ciudad, el esposo lleva más de 8 años con este negocio, lo cual les da lo suficiente para salir adelante.
Está repitiendo el crédito ya que con el anterior le fue muy bien y con las ganancias que le dejo su negocio ella aumento una parte de un galpón con el cual ahora ya puede meter más pollos para obtener más ganancias. Ella va a utilizar te crédito para comprar pollos, alimentos y medicinas para los mismos. Esta desde el inicio en el Banco Comunal y le gusta por la ayuda y beneficios que recibe del banco.
Su sueño es tener un carro o un camión.
Previous Loan DetailsThe “Las Piedras” communal bank meets every two weeks in a neighborhood known as Las Piedras in Picoaza Parish in the city of Portoviejo which is known for its traditional culture, the joy of its residents and the feast days of Saints Peter and Paul. Amparo, 26, lives here. She’s in a common… More from Amparo Alexandra's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Aug 21, 2012
- Sep 13, 2012
- Currency Exchange Loss:
- Mar 15, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.