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Superacion Group
In this Group: Mirian Del Transito, Ceidy Yaneth, Fausta Esperanza
Doña Mirian is 48 years old and a member of the Superación Communal Bank. She is married and has two children. Her husband runs a small store. Twenty years ago, Mirian and a friend began selling clothing. The friend taught her how to run the business and Miriam decided to start her own business selling used clothing. Her schedule of work is from 7 a.m. to 5 p.m. One of her advantages is that she has a large clientele and a disadvantage is that she has to pay rent on the shop.

Miriam needs the loan she is requesting to purchase bundles of clothing in new styles that are fashionable in order to attract the attention of her customers and increase her sales so she can earn more income to help support her family.

One of her goals is to own her shop and that it will be a large one to better serve more customers. This is Miriam’s first loan with FAMA and she plans to make all of her payments on time.
View original language description ↓
Doña Mirian tiene 48 años de edad, es miembro del Grupo Solidario Superación, es casada y tiene 2 hijos, su esposo se dedica administrar una pulpería. Hace 20 años doña Mirian inicio con una amiga a vender ropa que fue quien le enseño como trabajar en el negocio y luego decidió poner su propio negocio de venta de ropa usada, su horario de atención es de 7:00 am a 5:00 pm, una de sus ventajas es que tiene mucha clientela y la desventaja es que tiene que pagar alquiler de local. El préstamo que doña Mirian solicita lo necesita para invertirlo en la compra de fardos de ropa con estilos nuevos y que estén a la moda para poder llamar la atención de sus clientes y así aumentar sus ventas para obtener mayores ingresos que le ayuden al sustento de su familia. Una de sus metas es tener su propio local y que sea amplio para atender mejor a sus clientes. Doña Mirian es el primer préstamo que tiene con FAMA y espera cancelar puntualmente sus cuotas.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,200
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,241,875
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Superacion Group's $925 loan helped a member to buy bundles of clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 2, 2012
Listed
Sep 13, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 26, 2013