Wilson is a 32 year old married man living in Bundibugyo, Uganda. He has two children. Wilson is a driver and has been in service for eleven years. With his salary he has been able to pay school fees for his siblings and start a restaurant to support his family. His major hardships are price fluctuations, customers not paying on time and high fuel costs. Wilson confided in us that he would move away from the transport sector and venture into farming if he had enough capital, given the high risks of accidents on the road. He is requesting for a loan to buy land for farming.