Thanks to much effort, enthusiasm and help from his mother, Max started his small clothing sales business. He starts work very early in the morning every day. He may work up to ten hours daily and believes he does well thanks to the good variety of stylish clothes he has on offer.
Max is very grateful to Kiva lenders because thanks to their help he will be able to buy merchandise like pants, shirts, jackets, sweaters, etc. for his business. In this way, Max will have his business better stocked and he hopes to thus increase sales and income that will be very useful so that in the not too distant future he will be able to have a store and a house of his own to expand his business.
Con mucho empeño, entusiasmo y gracias al apoyo de su Madre, Max puso en marcha su pequeño negocio de venta de ropa, todas las mañanas desde tempranas horas inicia su labor, él puede trabajar un aproximado de 10 horas diarias y cree que le va bien por la variedad y novedosas prendas de vestir que ofrece a sus clientes.
Max se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería para su negocio, tales como: pantalones, polos, chompas, casacas, entre otras prendas; de esta manera Max tendrá su negocio mejor abastecido, con ello espera poder aumentar sus ventas e incrementar sus ingresos económicos, los cuales le servirán de mucho para que en un futuro no muy lejano pueda tener su local y casa propia para ampliar su negocio.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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