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Dilcia Maritza
Dilcia is 35 years old and a single mother. She lives with her son in the town of Omoa, Cortes. Dilcia is a person who is recognized in her community. Six years ago, she established her own grocery business where she sells food products such as rice, beans, dairy goods, sausages, soft drinks, juices, and other items. Dilcia has an established clientele and attends to her customers throughout the entire day.

She is requesting her second loan from ODEF in the amount of 25,000 HNL. Dilcia will use the money to restock her grocery store with more food products so that she can keep up with demand and increase her sales. Her plan is to work hard so that she can maintain a stable business and provide a good quality of life for her family.

View original language description ↓
Dilcia, tiene 35 años de edad, es madre soltera, vive con su hijo en el municipio de Omoa, Cortes. Ella es una persona reconocida en la comunidad y tiene 6 años de haber establecido su propio negocio de pulpería donde vende productos alimenticios como arroz, frijoles, productos lácteos, embutidos, refrescos, jugos y otros abarrotes. Ya tiene su clientela establecida y atiende durante todo el día. Esta solicitando un segundo préstamo a ODEF por 25,000 Lempiras, con el cual quiere surtir más la pulpería de productos alimenticios para cubrir la demanda e incrementar las ventas. Su plan es trabajar mucho para mantener su negocio estable y dar calidad de vida a su familia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 82
    View loans »
    Honduras Loans Fundraising
  • $9,175,850
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD
A loan of $1,300 helped Dilcia Maritza to buy various food products for her store.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Sep 12, 2012
Currency Exchange Loss:
Oct 12, 2012