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Llapanchis Tticarisunchis Group
In this Group: Diana Margot, Olga, Juan, Richar, Augusta, Betty, Roxana, Ruth Mery, Raul, Yakelin, Judith, Jakelin, Irma*, Marco Antonio*, Paulo Cesar, Siovan, Alejandra, Deysy, Nancy, Pascuala
* not pictured

Update on Llapanchis Tticarisunchis Group

Diana is 26 years old and lives in a common-law marriage, by which she has one son. She was born in the province of Cusco in the department of Cusco. She is an enterprising mother and says that she likes the challenges. She works selling clothing in one of the Sunday markets in the city of Cusco. For many years, she has worked at this job and it has gone well for her. For this opportunity, Diana requires a loan in order to buy merchandise like clothes for children, women, and men. (Diana is the one raising her hand in the picture.)

This group is formed up neighbors and friend that form the community bank “LLapanchis TTicarisunchis” in the province of Cusco in the department of Cusco. This community bank is formed of people who are always looking for opportunities to succeed, and with their daily effort build a better future for their children. The members in general are grateful for the opportunity to get ahead and promise to pay their different loans on-time.

Cusco is located in the district and province of Cusco in the department of Cusco, in the heart of the ancient Inca city. It is characterized as a tourist zone because of its archaeological centers, its historic center, its scenery, its history, and the fact that it is a charming city in the south of the country. Cusco is also known for its traditional fiesta Inti Raymi and because it has one of the seven wonders of the world, Machu Picchu.
View original language description ↓
La socia Diana tiene 26 años de edad y tiene una relación de union libre de la cual tiene un hijo, ella es natural de la provincia del Cusco del departamento del Cusco. La socia Diana es una madre emprendedora y responsable que le gusta los retos, ella se dedica a la venta de ropa en una de las ferias sabatinas de la ciudad del Cusco. Desde hace varios años que se dedica a este negocio y le va muy bien. En esta oportunidad Diana requiere el préstamo para comprar mercadería como por ejemplo ropa para niños, damas y caballeros. (La socia Diana está levantando la mano en la fotografía).

Este grupo está conformado por vecinos y amigos que formaron el banco comunal “LLapanchis TTicarisunchis” en la provincia del Cusco del departamento del Cusco. Este banco comunal está conformado por personas que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.

Cusco está ubicado en el distrito y provincia del Cusco del departamento del Cusco en pleno corazón de la antigua ciudad de los Incas y se caracteriza por ser una zona turística, por sus centros arqueológicos, por su centro histórico, por sus paisajes, por su historia y por ser una ciudad encantadora de la Región del Sur del país. Cusco es conocido también por su fiesta tradicional del Inti Raymi y porque se encuentra una de las siete maravillas del mundo “Machupicchu”.

Previous Loan Details

The Communal Bank “Llapanchis Tticarisunchis” is led by Julia who serves as president, Olga who serves as secretary, Zoraida who serves as treasurer, and Walter who serves as auditor. The members meet every thirty days at the microfinance offices of Asociación Arariwa in the city of Cusco. The… More from Llapanchis Tticarisunchis Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 34
    View loans »
    Peru Loans Fundraising
  • $54,528,450
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Llapanchis Tticarisunchis Group's $6,225 loan helped a member para comprar mercadería como ropa para niños, damas y caballeros.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 10, 2012
Listed
Sep 12, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013