Update on Rosa DilmaRosa is 41 years old, married, and lives in a neighborhood of Omoa, Cortes, with her husband and two children (ages 9 and 21). Her two children are currently studying. Rosa is a Christian woman who is well-known in the neighborhood for being hardworking and dedicated to her business. For the past four years, she has been generating her own income by selling merchandise such as American clothing for women and men, as well as shoes. Her sales are conducted as a traveling merchant or by taking orders at her home. Rosa’s husband earns income from his job as a gardener at a private property.
She is grateful to ODEF and Kiva for the support that has been provided. With the help of her previous loan, Rosa was able to achieve financial stability in her business and growth in the number of customers. With this second loan of 10,000 HNL that she requested, Rosa will restock with more clothing and shoes so that she can maintain a stable business and increase her sales. Her goal is to work hard so that she can provide a better quality of life for her family and grow her business.
Con este segundo préstamo que solicita de 10,000 lempiras, va surtir más de ropa y calzado para mantener estable el negocio y aumentar las ventas. Su meta es trabajar duro para dar una mejor calidad de vida a su familia y hacer crecer el negocio.
Previous Loan DetailsRosa Dilma is 41 years old and married. She lives in the village of Omoa, Cortes with her husband and their two children, ages 8 and 21. The two children are currently in school. She is a Christian person, and she is well-known in the village. She is a hard-worker and devoted to her business.… More from Rosa Dilma's previous loan »
About Organización de Desarrollo Empresarial Femenino Financiera, S.A.This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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