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Virgen Natividad De Huayllabamba Group
In this Group: Erika, Purificacion, Carmen Rosa, Maria, Irma, Jose Luis, Augusto, Avelina, Lourdes, Rayda
Erika, 32 years old, is a single mother of two children. She is from the Urubamba province in the Cusco region. Erika is an enterprising and responsible mother who likes a challenge. She buys and sells wholesale livestock feed for a living and currently sells in one of the most popular markets in Uruamba. For several years, she has worked in this business and it is going very well. On this occasion, Erika needs a loan to buy livestock feed. Erika's dream is that her children will become professionals. In the photograph, Erika is raising her hand.

This group is comprised of friends and neighbors who form the Virgen de Natividad de Huayllamamba communal bank in the Urubamba province in the Cusco region. This communal bank includes individuals who look for opportunities at all times in order to move forward in their daily effort to provide their children with a better future. Some examples of the members' economic activities are raising small livestock, selling livestock feed, selling sweet corn, and selling vegetables.

In general, the members are grateful for the opportunity given to them and they promise to make the payments on their loans by the due dates.

The city of Cusco is located in the district and province of Cusco in the Cusco region. Cusco is in the heart of the ancient Incan city and is characterized as a tourist area due to its archeological centers, its historical center, its scenery, its history and for being an enchanting city in the southern region of the country. Cusco is also known for Inti Raymi, its traditional festival, and because it is the home to one of the seven Wonders of the World, Machu Picchu.
View original language description ↓
La socia Erika 32 años de edad y es madre y padre para sus dos hijos, ella es natural de la Provincia de Urubamba del departamento del Cusco. La socia Erika es una madre emprendedora y responsable que le gusta los retos, ella se dedica a la venta y compra de pasto al por mayor y también vende en uno de los mercados más populares de la ciudad de Urubamba. Desde hace varios años que se dedica a este negocio y le va muy bien. En esta oportunidad Erika requiere el préstamo para comprar pasto. El sueño de la socia Erika es que sus hijos se han profesionales. (La socia Erika está levantando la mano en la fotografía).

Este grupo está conformado por vecinos y amigos que formaron el banco comunal “Virgen de Natividad de Huayllabamba” en la provincia de Urubamba del departamento del Cusco. Este banco comunal está conformado por personas que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Las actividades económicas de los socios son por ejemplo; crianza de animales menores, venta de pasto, venta de choclo y venta de verduras.

Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.

Cusco está ubicado en el distrito y provincia del Cusco del departamento del Cusco en pleno corazón de la antigua ciudad de los Incas y se caracteriza por ser una zona turística, por sus centros arqueológicos, por su centro histórico, por sus paisajes, por su historia y por ser una ciudad encantadora de la Región del Sur del país. Cusco es conocido también por su fiesta tradicional del Inti Raymi y porque se encuentra una de las siete maravillas del mundo “Machupicchu”.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,976,350
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen Natividad De Huayllabamba Group's $5,475 loan helped a member to buy livestock feed.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Sep 12, 2012
Currency Exchange Loss:
Jan 15, 2013