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Gs Sor Dionicia Group
In this Group: Cruz Del Carmen, Yenifer Carolina, Alcida
Cruz, 44, is single and lives with her two grandchildren and her youngest son who helps her with the store. She does not own a house and has worked as a grocer for several years; she sells basic staple items. She is the group leader since she’s the person who has kept the group working together.

Cruz is asking for a 5000 Lempira loan to buy soft-drinks, snacks, noodles, vegetables, dairy products, chicken, bread, coffee, sugar, beans, rice, lard, canned goods and meats. With support from this loan, Cruz intends to meet the need her business has for financing and continue forward with her project which is to enlarge the grocery store and buy a piece of property to build her house on. She’s very happy to continue working with PRISMA as long as it continues supporting her and to use profits earned by the store to buy a lot to build her house. Cruz’s dream is to stay in business and improve the store as well as to make her dream of owning a house a reality.

Alcida and Yenifer work full-time in their businesses since they are their main source of income.

San Lorenzo, Honduras-August, 2012.
View original language description ↓
La señora Cruz de 44 años de edad, es soltera vive con sus dos nietos y su hijo menor quien le ayuda en su negocio, no tiene casa propia y se dedica desde hace varios años al negocio de pulpería donde vende todo lo relacionado a la canasta familiar, es la líder del grupo ya que es la persona quien se ha dedicado ha mantener el grupo en buen funcionamiento.
Doña Cruz esta solicitando 5,000.00 lempiras para compra de frescos, churros, pastas, verduras, lácteos, pollo, pan, café, azúcar, frijoles, arroz, manteca, embutidos y carnes.
Doña Cruz con el apoyo de este préstamo ella pretende suplir la necesidad de financiamiento para su negocio y seguir adelante con su proyecto que es de hacer mas grande la pulpería y comprarse un terreno para construir su propia casa. Ella esta muy contenta de seguir trabajando con PRISMA siempre y cuando se le apoye, y con las ganancias generadas por el negocio quiere comprarse el solar para hacer su casa.
Doña Cruz su sueño es seguir trabajando y mejorando su negocio y también hacer realidad su sueño que es hacer su propia casa.
Alcida y Yenifer se dedican a tiempo completo a sus negocios ya que es su principal fuente de ingresos.
San Lorenzo, Honduras - Agosto del 2012.

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 90
    View loans »
    Honduras Loans Fundraising
  • $8,676,100
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Gs Sor Dionicia Group's $775 loan helped a member to buy stock merchandise for her store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 30, 2012
Listed
Sep 12, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 19, 2013