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Virgen De Natividad I Group
In this Group: Janeth, Carlota, Teolfilo, Gudelia, Gabriela, Alicia
Janeth, 31, lives in common-law marriage from which she has a son. She was born in the city of Cusco but now lives in Huayllabamba in Urubamba province in the department of Cusco. Janeth is an enterprising and responsible mother who is well-liked. She is a nurse and works at a clinic in Ollantaytambo. She also raises small animals such as guinea pigs and chikens, a business she has had for three years and which is going well. At this time, Janeth needs a loan to buy guinea pigs and chickens. Janeth's dream is that her son follows a professional career. (She is the woman holding up her hand in the photo.)

The members of this communal bank “Virgen de Natividad I” are neighbors and friends from Urubamba province in the department of Cusco. They are always looking for opportunities to get ahead and work hard every day to provide a brighter future for their children. The members' businesses include raising and selling small animals such as guinea pigs, chickens, and ducks; selling maize beer; selling plastics; selling pasta; and the man works in construction. (The male member did not attend the meeting because he had to work, but his wife is representing him in the photo.) The members are grateful for the opportunity offered and promise to make their payments on time.

The city of Cusco is located in the province and department of Cusco. It is the ancient city of the Incas and is a tourist area known for its archeological centers, its historic district, its landscape and history, and for being a charming city in the southern part of the country. Cusco is also known for its traditional Inti Raymi festival and because Machu Picchu, one of the seven wonders of the world, is here.
View original language description ↓
La socia Janeth 31 años de edad y tiene una relación de unión libre de la cual tiene un hijo, ella es natural de la ciudad del Cusco pero ahora vive en la ciudad del Huayllabamba de la provincia de Urubamba departamento del Cusco. La socia Janeth es una madre emprendedora y responsable que le gusta los restos, ella es enfermera y trabaja una posta de salud de la ciudad de Ollantaytambo, ella también se dedica a la crianza de animales menores como cuyes y gallinas. Desde hace tres años que se dedica a este negocio y le va muy bien. En esta oportunidad Janeth requiere el préstamo para comprar cuyes y gallinas. El sueño de la socia Janeth es que su hijo se ha profesional. (La socia Janeth está levantando la mano en la fotografía).

Este grupo está conformado por vecinos y amigos que formaron el banco comunal “Virgen de Natividad I” en la provincia del Urubamba del departamento del Cusco. Este banco comunal está conformado por personas que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Las actividades económicas de los socios son por ejemplo; venta de crianza de animales menores como cuyes, gallinas, patos y chanchos, venta de chicha de jora, venta de plásticos, venta de pasto y el socio varón brinda servicio de construcción. (El socio varón no está presente en la reunión por motivos de trabajo pero su esposo la representa en el banco comunal).

Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.

Cusco está ubicado en el distrito y provincia del Cusco del departamento del Cusco en pleno corazón de la antigua ciudad de los Incas y se caracteriza por ser una zona turística, por sus centros arqueológicos, por su centro histórico, por sus paisajes, por su historia y por ser una ciudad encantadora de la Región del Sur del país. Cusco es conocido también por su fiesta tradicional del Inti Raymi y porque se encuentra una de las siete maravillas del mundo “Machupicchu”.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 95
    View loans »
    Peru Loans Fundraising
  • $56,037,525
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen De Natividad I Group's $1,925 loan helped a member to buy guinea pigs and chickens.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 16, 2012
Listed
Sep 12, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013