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José Wilfredo
José is 31 years of age, married, and has two children. He is known to be a hard-working person, who has an entrepreneurial spirit and is highly dedicated to his family and their prosperity. He has worked as a farmer since his childhood, and enjoys what he does. He has a lot of experience, and harvests 30 sacks of beans per 7,000 square meters sown. His only limitation is the financial resources he lacks to expand his crop harvest.

José buys his agricultural supplies in a city which is very far from where he lives. It’s difficult to travel there as there is no transportation where José lives. The most usual way is to go by horse, and this is why it is so difficult to transport the supplies.

The loan José has requested from Fundación Campo will be used to buy seven sacks of fertilizers, two gallons of herbicide, and bean seeds to sow 7,000 square meters of beans. José says he will use this investment to buy all the supplies at once, and will also pay for a vehicle to transport them, thereby saving time and money. Likewise, he will ensure that his crops have the fertilizers at the right time, so that he can have a larger harvest and greater income, which he hopes will give his family what they need in terms of health and the education of his children.

José hopes that this loan will offer an alternative to allow him to do things that aren’t easy for him due to his limited resources, such as educating his children and making improvements to his home. He would like to become well known within the institution.
View original language description ↓
Don José tiene 31 años de edad, es casado y tiene dos hijos. Él se caracteriza por ser una persona trabajadora, emprendedora muy dedicada a su familia y a la prosperidad de ellos. Es agricultor desde su niñez, disfruta de lo que hace, tiene mucha experiencia produciendo 30 sacos de maíz por 7,000 metros cuadrados de cultivo siendo su limitante los recursos económicos para ampliar su producción.

Compra los insumos agrícolas en una ciudad que esta muy lejos de donde él reside, para desplazarse le es difícil ya que donde vive carece de transporte; lo más común es trasladarse a caballo, siendo esa la razón por la cual se le dificulta trasladar los insumos.

El préstamo que esta solicitando a Fundación Campo, es para comprar siete sacos de fertilizantes, dos galones de herbicidas, semillas de fríjol para cultivar 7,000 metros cuadrados de fríjol. Con la inversión, manifiesta don José que comprara todos los insumos de una sola vez y pagara un vehiculo para trasladarlos evitando perder tiempo y dinero. Al mismo tiempo, garantizara que sus cultivos tengan los fertilizantes en el momento oportuno; a fin de obtener una mejor producción e ingresos con los que espera proporcionar a su familia lo mas necesario como lo es la salud y la educación de sus hijos.

Don José espera, que el crédito sea una alternativa para realizar cosas, que con sus propios recursos se le dificulta como la educación de sus hijos, mejorar la vivienda. Quiere darse a conocer en la Institución

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 686
    View loans »
    El Salvador Loans Fundraising
  • $26,095,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped José Wilfredo to buy seven sacks of fertilizers, two gallons of herbicide, and bean seeds to sow 7,000 square meters of beans.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 20, 2012
Listed
Sep 12, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 18, 2013