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Urpis De Confraternidad Group
In this Group: Alicia, Hilario, Dolores, Manuela, Eleuteria, Daniel, Faustina, Damiana, Esther, Rocio Milagros, Giovana *
* not pictured

Update on Urpis De Confraternidad Group

This member belongs to the Urpis de Confraternidad community bank which is located in Wanchaq district, in Cusco province, in Cusco department.

Damiana is 65 years old, widowed, and has three children. She splits her time between her daily activities and her hardware business where she sells paints, cement, different types of nails, pipes, keys, lightbulbs etc. She has been in this business for years and things are going well thanks to the daily effort that she puts in. Damiana previously sold clothes but she stopped doing this as she wasn't doing well. She hopes to be able to continue working so that she can continue supporting her family.

Damiana is requesting this loan to buy cement for her business.

The other members of this group work as locksmiths, in the hardware business, in tourism, in food sales and in wine sales.

The member who appears in the attached photo requested permission to arrive late to the meeting.

Damiana is grateful for the loan she is being given and pledges to make her repayments on time.
View original language description ↓
La socia pertenece al banco comunal URPIS DE CONFRATERNIDAD; este banco está situado en el distrito de Wanchaq en la provincia de Cusco departamento de Cusco.

La socia Damiana, la socia tiene 65 años de edad, viuda y tiene 03 hijos, la socia alterna sus actividades diarias con el negocio de ferretería, la socia vende pinturas,cemento,diferentes tipos de clavos,tuvos,claves,focos entre otros, la socia lleva años en este negocio el cual no le va bien gracias al empeño que le pone cada día a su negocio, la socia anteriormente se dedicaba a la venta de ropa pero lo dejo ya que no le iba bien , la socia espera poder seguir trabajando para de esta forma seguir apoyando a su familia.

La socia solicita el préstamo para la compra de cemento para su negocio.

Los otros socios se dedican al negocio de ferretería, trabajó de turismo, ferretería, venta de comida, cerrageria, venta de vinos.

La socia que sale adjunta en la foto es socia que pidio permiso para llegar tarde a la reunion.
La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas

Previous Loan Details

The members belong to the “URPIS DE CONFATRERNIDAD” communal bank that’s located in Cusco District which belongs to Cusco Province and Department. Gregoria, 35, is the member. She has a spouse and two children. She works selling prepared food. She makes soups, main dishes and beverages. Sh... More from Urpis De Confraternidad Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,986,025
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Urpis De Confraternidad Group's $3,150 loan helped a member to buy cement for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 21, 2012
Sep 12, 2012
Currency Exchange Loss:
Feb 15, 2013