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Luciano Wladimir
Luciano Wladimir is 21 years old, single and has no children. He lives with his parents in the city of Ventanas in Los Rios province. He is a member of the 30 de Julio Communal Bank, which is located in Zapotal Nuevo precinct, part of Ventanas canton. All of the members are farmers.

Luciano Wladimir farms rice, beans and corn. He is requesting a loan to buy supplies such as fertilizer, compost, Ranger herbicide, insecticides and liquid Matamonte herbicide. He will make his purchases and sales in the city of Ventanas every week. With help from the loan he would make a positive change because he will have higher earnings with the loan.

He confronts challenges such as pests, which infest his crops during the planting season. His dream is to have a productive life so that he can own a reliable and productive business. In his spare time he enjoys games and the festivals held in the canton,
View original language description ↓
LUCIANO WLADIMIR tiene 21 años de edad es soltero no tiene hijos, vive con los padres en la ciudad de Ventanas Provincia de los Ríos.

Es integrante de la vrc 30 de julio, se encuentra ubicada en recinto zapotal nuevo, pertenece al cantón ventanas se dedican a labores agrícolas.

LUCIANO WLADIMIR se dedica a la agricultura a la siembra de arroz, fréjol y maíz. solicita el crédito para comprar insumos, fertilizantes, abonos, ranger, insecticidas, líquido mata monte.

Las compras y las ventas de los productos las realizará en la ciudad de ventanas cada semana. con la ayuda del crédito cambiaria en una forma positiva porque con el credito tendrá más ingresos.

Enfrenta desafíos cómo las plagas que se presenta en el periodo de la siembra. El sueño es tener una vida productiva para así tener un negocio fiable y productivo. En el tiempo libre le gusta los juegos, y disfrutar de las fiestas que hay en el cantón.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 15
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Luciano Wladimir to purchase supplies such as fertilizer, compost, Ranger herbicide, insecticides and liquid Matamonte herbicide.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 9, 2012
Listed
Sep 12, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2013