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Ezakiel
Ezakiel is a young man, 28 years old, who is unmarried. He has been managing a telephone call center in a district in the capital for eight years already. There, he sells communication credits and snacks. Thanks to his experience and his mastery of this business, he has acquired a considerable customer base over the years.

However, his customer base is growing larger and larger. The credit maximum he is able to procure from telephone providers does not allow him with his capital to satisfy the demand. He is therefore requesting this loan to be able to stock up appropriately, and this will enable him to do the best in satisfying his customers and to increase his profit.

The profits will enable him not only to reinvest in his business for expanding his sales outlets but also to meet family needs.
View original language description ↓
Ezakiel est un jeune homme de 28 ans, célibataire.Il gére un centre d'appels téléphoniques dans un quartier de la capitale depuis 08 ans déjà où il vend des crédits de communication et des friandises.Grâce à son expérience et à la bonne maitrise de cette activité,il a acquéri une clientèle considérable au fil des années.Cependant, cette clientèle étant de plus en plus grandissante,le maximum de crédit qu'il est en mesure de se procurer auprès des opérateurs téléphoniques avec son capital ne lui permet guère de satisfaire la demande de celle-ci.il sollicite donc ce crédit afin de pouvoir s'approvisionner convenablement ce qui lui permettra de satisfaire aux mieux sa clientèle et augmentera ses bénéfices. Bénéfices qui lui permettront d'une part de réinvestir dans son activité afin d'étendre ses points de vente et d'autre part de subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,184,725
    Funds lent in using Kiva
  • 524.2
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Ezakiel to increase his inventory of communication credits.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 24, 2012
Listed
Aug 31, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013