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Flor Carlota
40-year-old Flor Carlota is a single mother who lives with her children in the city of Ventanas, in los Ríos province. She is a member of the 30 de Julio community bank which is located in Zapotal Nuevo, in Ventanas canton. The members of this group work in agriculture.

Flor Carlota is a farmer who grows rice, beans and corn. She is requesting this loan to buy farm supplies, fertilizers, manure and Matamonte liquid herbicide. She makes her purchases and sales in the city of Ventanas every week. This loan will help her to be more productive.

Flor Carlota faces challenges such as pests and crop diseases. Her dream is to enjoy a good harvest. She enjoys spending her free time with her family.
View original language description ↓
FLOR CARLOTA tiene 40 años edad es madre soltera, vive con los hijos en la ciudad de Ventanas Provincia de los ríos.

Es integrante de la vrc 30 de julio, se encuentra ubicada en recinto zapotal nuevo, pertenece al cantón ventanas se dedican a labores agrícolas.

FLOR CARLOTA se dedica a la agricultura a la siembra de arroz, fréjol y maíz. solicita el crédito para comprar insumos, fertilizantes, abonos, líquido mata monte.

Las compras y las ventas de los productos las realizará en la ciudad de ventanas cada semana. Con la ayuda del crédito podrá ser mas productiva.

Enfrenta desafíos cómo las plagas, lancha en los cultivos. el sueño es tener una buena cosecha. en el tiempo libre le gusta pasar con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 55
    View loans »
    Ecuador Loans Fundraising
  • $24,996,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Flor Carlota to buy farm supplies, fertilizers, manure and Matamonte liquid herbicide.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 9, 2012
Sep 12, 2012
Currency Exchange Loss:
Mar 17, 2013