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Nathalie is an unmarried woman, 30 years old, and the mother of three children, who go to school. She has been a merchant in a district in the capital for two years were she sells roasted fish. Her business is booming because of her savoir-faire in this business and due to her experience. Over the course of time, this has enabled her to expand a loyal customer base. But her low capital fund does not allow her to stock up in bulk, and this leads to regular shortages and an increasingly significant drop in customers.

To avoid a definitive lost of customers, she is requesting this loan to stock up on fish wholesale enabling her to avoid shortages but also to retain her customers and to earn more of them. The profits this investment will generate will enable her to expand her business and also to meet the needs of her family.
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Nathalie est une femme de 30 ans, célibataire, mère de 3 enfants qui vont à l'école.Elle est commerçante dans un quartier de la capitale depuis 02 ans où elle vend du poisson à la braise.Son activité est florissante à cause de son savoir faire dans la matière et de son expérience qui lui ont permis au fil du temps d'agrandir et de fidéliser sa clientèle.Mais la petitesse de son capital ne lui permet pas de s'approvisionner en gros ce qui crée de constantes ruptures de stock et une baisse de plus en plus considérable de sa clientèle.Pour éviter une perte définitive de sa clientèle, elle sollicite ce crédit afin de s'approvisionner en gros en poissons ce qui lui permettra d'éviter les ruptures , mais également de retenir ses clients et de gagner d'autres. Les bénéfices que génèreront cet investissement lui permettront d'agrandir son activité, mais également de subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,197,575
    Funds lent in using Kiva
  • 524.2
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Nathalie to purchase boxes of fish and condiments in bulk for her food stand.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 30, 2012
Aug 31, 2012
Currency Exchange Loss:
Aug 13, 2014