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Marly Elcira
35-year old Marly Elcira is single and has three children. She lives with her children in the town of Ventanas in Los Rios province. She is a member of the July 30th Community Bank located in the neighbourhood of Zapotal Nuevo belonging to Ventanas canton.

Marly Elcira is a farmer growing rice, beans, and corn. She is seeking a loan to buy agricultural supplies, fertilizer, urea, manure, and liquid weedkiller. She buys supplies and sells her produce in the town of Ventanas twice a month.

Sometimes insects eat her crops causing her problems. Her dream is to have success in life and a greater income. In her free time she likes to go to church.
View original language description ↓
MARLY ELCIRA tiene 35 años de edad es soltera tiene 3 hijos, vive con los hijos en la ciudad de ventanas provincia de los ríos.

Es integrante de la vrc 30 de julio, se encuentra ubicada en recinto zapotal nuevo, pertenece al cantón ventanas se dedican a labores agrícolas.

MARLY ELCIRA se dedica a la agricultura a la siembra de arroz, fréjol y maíz. solicita el crédito para comprar insumos, fertilizantes, urea, abonos, líquido mata monte.

Las compras y las ventas de los productos las realizará en la ciudad de ventanas cada 15 días. con la ayuda del crédito podrá comprar los insumos.

Enfrenta desafíos cómo las plagas, lancha en los cultivos. el sueño es tener éxito en la vida y más ingresos. en el tiempo libre le gusta ir a la iglesia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 86
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Marly Elcira buy agricultural supplies, fertilizer, urea, manure, and liquid weedkiller.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 9, 2012
Sep 12, 2012
Currency Exchange Loss:
Mar 15, 2013