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Update on Patrick

Patrick is now 50 years old and still married to Ciriaka. Their two children are also well and still in school. His farming business has grown and he now earns a monthly income of KES 7,000, which he uses to support his family.

Patrick is applying for his second loan with KADET, after repaying the previous loan successfully. He will use the new loan to buy seedlings and fertilizer for his farm. He will use the anticipated profit from the business to help educate his children.

His dream is to venture into pig rearing.

Previous Loan Details

Patrick is 49 years old, married to Ciriaka, and they are blessed with two children. He has been in the farming business for the past ten years with a monthly income of Kes 5,000 which he uses to support his family. He is applying for his first loan with KADET ltd of Kes 10,000 after being int... More from Patrick's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 782
    View loans »
    Kenya Loans Fundraising
  • $43,695,450
    Funds lent in using Kiva
  • 84.1
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Patrick to buy seedlings and fertilizer for his farm.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Sep 5, 2012
Currency Exchange Loss:
Jun 17, 2013