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Marie Christine
Marie, age 29, is a merchant. She runs a grocery store that he opened in a district of the capital three years ago. The small business is successful thanks to her warmth, her experience, and her loyal clientele, which is steadily growing. However, she is no longer able to meet customer demand due to her limited capital, which forces her to buy her stock at retail.

She is seeking this loan to strengthen her working capital by diversifying her merchandise (rice, salt, mineral water, cartons of sugar, candy, etc.). This should help to bolster her profits. She plans to reinvest a portion of these profits in her activity to cover some business expenses, and she will use the remainder to support herself and her family.
Marie est une femme commerçante de 29 ans. Elle a ouvert une alimentation dans un quartier de la capitale qu'elle gere depuis 3 ans deja. Son petit commerce fonctionne grace à son acceuiel chaleureux, son experience dans ce domaine lui ont permis d’acquérir et fidéliser une clientèle avec le temps. Cette dernière devient importante et là, Elle n'arrive plus à la satisfaire à cause de la petitesse de son capital qui l'oblige à acheter en détail.Il solicite ce credit pour renforcer son petit fond de commerce pour diversifier sa marchandise (riz, sel, l'eau minerale,cartons de sucres, des friandise,...), et pouvoir augmenter sa marge bénéficiaire. Elle réinvestira une partie de son bénéfice dans l’activité pour couvrir les besoins de son secteur et l'autre partie lui permettra de subvenir à ses besoins quotidiens et ceux de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,197,575
    Funds lent in using Kiva
  • 524.2
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Marie Christine to buy rice, salt, mineral water, cartons of sugar, candy, etc.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 29, 2012
Aug 31, 2012
Currency Exchange Loss:
Oct 17, 2013