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Flor De Haba Group
In this Group: Luisa , Claudia, Elena, Liduvina, Asunta, Epifania , Celia, Virginia Lizet
The Flor de Haba Community Bank will begin its first loan cycle with Pro Mujer as part of the Senkata group of businesses. There are eight members headed by a board of directors with Sra. Luisa as president. The businesses run by the women cover a wide range: selling various items, shawl weaving, clothes selling, knitting sweaters, and selling sweaters.

The loan that the women are seeking will bring many benefits to these small businesspeople. Sra. Luisa is one such person. She joined Pro Mujer three years ago at the invitation of her friends who were already members. Now she owns a business selling clothes and other articles. She and her sister have run the business for several years.

Luisa plans to use the loan money to buy more clothing from wholesalers and then sell it on her stall. This work enables her to earn money to support as her family as best she can--she is married and has three children.

She enjoys belonging to Pro Mujer because of the loans and the savings program.
View original language description ↓
La A.C. “FLOR DE HABA” iniciará el primero ciclo en Pro Mujer, como parte del Centro Focal de Senkata, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Luisa es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de artículos varios, tejido de mantas, venta de ropa, tejido de chompas, venta de chompas.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Luisa es una integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por invitación de sus amigas quienes son socias de la institución. En la actualidad ella tiene un negocio de venta de ropa y artículos varios; nos cuenta que este negocio lo emprendió en compañía de su hermana desde hace varios años.

El crédito que ahora sacará es para el aumento de capital (compra de ropa) que comprará de las comerciantes mayoristas y posteriormente lo comercializará en la en su espacio de comercialización todos los días. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y el ahorro.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 77
    View loans »
    Bolivia Loans Fundraising
  • $29,428,225
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor De Haba Group's $2,775 loan helped a member buy clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 10, 2012
Listed
Sep 11, 2012
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2013