Iluminación (Flat) Group
Mauricio is a farmer who sells livestock and has been doing this for a year and two months. He has a son who attends school during the week and helps [Mauricio] on the weekends. He will use the money from this loan to buy livestock such as cattle and calves to resell, both within and outside his area. Mauricio started this business to earn a living and provide his family with all their needs. He says that he started working in the fields when he was very young and that his parents taught him so that he could eventually become self-sufficient. Mauricio appreciates his father’s support because things are going well for his in his livestock business.
Mauricio wants to continue working so that he can buy what he needs and also use his earning to repay his loan on time.
The rest of the members are Marleni, who will use the money from this loan to buy merchandise for her grocery store; and Agdali who will use the money to buy ingredients for baking bread.
Don Mauricio es campesino y se dedica a la comercialización de ganado en donde lleva trabajando un año y dos meses. A su responsabilidad tiene a un hijo que está estudiando y quien durante los fines de semana lo ayuda a trabajar. Él invertirá el préstamo solicitado en la compra de ganados como vacas y becerros para posteriormente venderlos fuera y dentro de su localidad. Mauricio inició esta actividad para apoyarse con los ingresos de su hogar y darle lo más necesario a su familia. Comenta que desde muy joven él trabajaba en el campo y sus papá le enseñó la actividad para que con el tiempo supiera defenderse. Mauricio agradece a su padre por el apoyo que le brindó ya que ahora le va muy bien en su actividad de compra y venta de ganado.
Mauricio desea seguir trabajando para poder comprar lo más necesario y también usar sus ganancias para pagar su préstamo puntualmente.
Los demás integrantes del grupo son Marleni quien invertirá el préstamo en la compra mercancía para su tienda de abarrotes y la señora Agdali quien invertirá en la compra de ingredientes para la elaboración de pan.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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