Sol Naciente Group
The loan they are taking out will benefit small microentrepreneurs. Marisol is a member of this group and says she joined Pro Mujer five years ago through a friend and fellow member of the institution who invited her. She currently has a neighborhood store and tells us she decided to start her business several years ago on her own initiative.
The loan she is currently taking out is to increase capital by purchasing rice, oil, and flour from distributing companies so that she can later sell them at her business location. This way of working allows her to generate resources to support her family as far as possible, since she is in a common-law marriage and has two children.
When asked what she likes about Pro Mujer, she says she enjoys the trainings regarding loans and health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Marisol es una integrante, ella indica que hace cinco años que integra Pro Mujer, ingresando por invitación de una amiga que es socias de la institución. En la actualidad ella tiene un negocio de tienda de barrio, ella nos cuenta que hace varios años decidió emprender este negocio por iniciativa propia.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, aceite, harina) que comprará de las empresas distribuidoras y posteriormente lo comercializará en su espacio de comercialización. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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