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For the past 10 years Esi has been cooking "banku" (fermented dough balls). She serves it with hot pepper sauce and fried fish at Abrafo near Abura. She is married to a farmer and has six children who are currently in school, so she uses her income to help her husband in paying their children’s school fees.

Esi hopes to expand her "banku" business and so needs a loan to enable her to buy maize, peppers, tomatoes, cassava dough and fire wood to make her food production easier. Her future plan is to build a better place to host her customers.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 38
    View loans »
    Ghana Loans Fundraising
  • $11,982,275
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Esi to buy maize, peppers, tomatoes, cassava dough, and firewood to make her food production easier.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 31, 2012
Sep 4, 2012
Currency Exchange Loss:
Dec 18, 2012