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This is 30-year-old Fatmata. She is single and has no child. In 2007, Fatmata established her Chairs & Floor Mats business. She began her business because when she graduated from high school, there was not enough money for her parents to pay her college fees, being that her younger siblings’ school fees were also stressing them.

She decided to engage herself in selling fast food, so she dropped out of school for one year and saved enough to pay her first year's fees. She continued with her little business. Working 7 days a week and 10 hours a day, she earns about Le832,000 every month from this business. Fatmata would like a loan in the amount of Le5,000,000. She requires a loan in order to purchase plastic chairs - 140 pieces @ Le35,000, with the balance of Le100,000 used for transport.

In the future, Fatmata hopes to be an importer. The loan will help as it is additional capital for her business. Fatmata’s main challenge is the poor road network. Transportation from Liberia to Sierra Leone causes a lot of stress and inconvenience. She is hoping to acquire subsequent loans from this credit service in order to develop her business and improve her standard of living. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 32
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,300.1
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Fatmata to purchase plastic chairs - 140 pieces @ Le35,000, with the balance of Le100,000 used for transport.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Sep 4, 2012
Currency Exchange Loss:
Feb 15, 2013