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This is 42-year-old Santigie. He is married and has 4 children, aged 4, 6, 13 and 17 years, and all are school-going children. He has 1 additional dependent who lives with him to assist him in his schooling. In 1997, Santigie established his hardware business selling paint, shovels, hammers, door locks, etc. He began his business because he was not opportuned to attend school. He was only introduced to business and Arabic. He used to sell for his elder brother and after some years his brother established the business for him.

Working 7 days a week and 12 hours a day, Santigie earns about Le 4,089,000 every month from this business. He would like a loan in the amount of Le 4,000,000. Santigie requires a loan in order to buy electrical cable (2.5) - 6 rolls at Le 400,000, electrical cable (1.5) - 4 rolls at Le 350,000 and sockets - 4 cartons at Le 50,000.

In the future, Santigie plans to build a house, attend Hajj Pilgrimage and educate his children. This loan will help to generate more income. He has inadequate capital. Santigie is hard-working and devoted to his business. He thanks ARD for access to the loan. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 4,300.1
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Santigie buy cables and sockets to resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 15, 2012
Sep 4, 2012
Currency Exchange Loss:
Feb 15, 2013