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Nathalie Rosine
Nathalie Rosine is a young woman aged 25. She is single, and is mother to one 3-month-old child. She also has a further two people under her care.

Nathalie Rosine is a hairdresser, and has worked in this business in a local neighborhood for the past year. Her dynamic nature and know-how have allowed her to obtain a considerable customer base. The constant growth in her customers has meant that supply is lower than demand, and she therefore experiences permanent stock shortages. This has led to some of her customers turning to the competition.

A loan is therefore very important for Rosine’s business, as it will allow her to increase her stock of beauty products (boxes of lotions and beauty creams and soaps, as well as shampoo). This will ensure customer satisfaction, increase her sales and, therefore, provide her with a higher profit margin. Rosine will reinvest part of her profits in expanding her business, and the rest will be used to provide for her family.
View original language description ↓
Nathalie Rosine est une jeune femme âgéee de 25 ans,célibataire et mère de d' un enfant âgé de 3 mois.Elle a également 2autres personnes à sa charge.Elle est coiffeuse et exerce son activité dans un quartier dela place depuis 1 an.Son dynamisme et son savoir faire lui ont permis d'acquerir une clientèle considérable. L'augmentation continuelle de sa clientèle rend l'offre inférieure à la demande d'où la rupture permanente de ses stocks de marchandises qui pousse certains de ses clients à se tourner vers la concurrence. D'ou l'importance de ce crédit dans son activité qui lui permettra d'augmenter les stocks de ses produits de beautés( cartons de lotions et de lait et savons de beauté, les champoiong...) cecei satisfera sa clientèle, augmentera ses ventes et donc sa marge bénéficiaire. Une partie de ses bénéfices sera réinvesti dans l'activité afin de l'étendre et l'autre lui permettra de subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,180,425
    Funds lent in using Kiva
  • 523.2
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Nathalie Rosine to buy beauty products (boxes of lotions, beauty creams and soaps, and shampoo).
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 9, 2012
Listed
Aug 31, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013