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Maka is 33 years old and lives in a refugee settlement in Tserovani. She has a husband, a father and two children (12 and 14 years old). Her children go to the local school. Maka’s husband is a soldier and gets a monthly income. Her father is provided with a retirement pension. Maka runs a poultry farming business. She has 50 hens and sells eggs locally. In addition, she works as a baker in a Georgian bakery to earn additional income. Maka is a very hardworking person, but she still doesn’t have enough income to make some savings and improve the living conditions of the family.

Maka requested a loan to repair her room. The existing maintenance is damaged and Maka plans to purchase building materials to renovate it. Due to the above-mentioned, the living conditions of the family will be improved and they will be able to spend their evenings after a hard day in a more comfortable environment. Maka hopes for your help and kindness.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,073,000
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Maka to renovate her room.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 6, 2012
Sep 4, 2012
Currency Exchange Loss:
May 17, 2013