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Update on Juma

Juma is a very determined man who is fully dedicated to his business and running his retail shop. It has produced good results and he works hard to see it expand. Juma tell us that he used his previous loan to fully invest in his shop.

Thanks to the support given he has been able to increase his sales. Stock has gone down and he wants to increase his inventory, however, he does not have enough capital to reach his goals. He is requesting another loan in the amount of KES 40,000 to add more stock of rice, bales of flour, sodas, and other small items like sweets. He still focuses on his dream of owning a wholesale business.

Previous Loan Details

Juma is a 24-year-old married man with one child, too young for school. He lives in a rental house with neither electricity or piped water. His greatest monthly expense is food for his family. For the past three years, Juma has operated a retail shop, selling items at the market to his neighbo... More from Juma's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 828
    View loans »
    Kenya Loans Fundraising
  • $43,869,700
    Funds lent in using Kiva
  • 84.1
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Juma to purchase more stock of rice, flour, sodas, and other small items like sweets to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 10, 2012
Sep 4, 2012
Currency Exchange Loss:
Nov 17, 2013
This photo was used before for a previous loan for Juma. It was first posted on Kiva on Jan, 2012. Learn More