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Azat is involved in agriculture: he keeps cows and chickens and grows fruit trees. Azat would like to increase the number of his cows, for which reason he has applied for this loan to purchase two calves. Azat will alos purchase hay to feed the cattle.

Azat lives with his wife and son in Abovyan village. Azat's wife works as a teacher at Abovyan school. Development of agriculture is important for Azat to gather sufficient income and improve his family's living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 100
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Azat to pay for two calves and hay for fodder.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 27, 2012
Sep 3, 2012
Currency Exchange Loss:
Aug 17, 2013