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Abduhamid is a responsible and hard-working man of 63. He is married. Abduhamid worked as a school teacher for 40 years, but is now retired. Through honest work, he raised his five children and made sure they all got higher education. Since he now has free time to operate a business, Abduhamid has decided to open a shop near his home, where he sells food and household goods. His wife helps him with the business.

Abduhamid would like to increase his merchandise turnover and wants to use this loan to stock more food products and household goods.
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Абдухамид ответственный,трудолюбивый, мужчина в возрасте 63лет,женат. Абдухамит 40 лет работал преподавателем в школе а на данный момент он пенсионер. Своим честном трудом он поставил на ноги своих пятерых детей и дал высшее образование. Так как сейчас у него есть свободное время чтобы заняться бизнесом,он решил возле дома открыть магазин где продает продукты питания и хоз товары. По бизнесу ему помогает его жена. Абдухамид хочет расширить свой товарооборот и на полученный кредит хочет закупить продукты питания и хозяйственные товары.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 145
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Abduhamid to buy food and household products for his shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 27, 2012
Sep 1, 2012
Currency Exchange Loss:
Jun 17, 2013