Update on Alex DavidAlex, 22, has a spouse and a son in his care. He lives with his spouse and minor son in his own house located in Caserío Charan Coposo in Tambogrande District, a district dedicated primarily to growing fruit that’s processed for export to other countries. It belongs to Piura Province in Piura Region located more than three hours from the city of Chiclayo. Alex lives in the rural part of the district but does have electricity.
Alex works raising small farm animals (sheep, pigs and barnyard fowl) that when they reach ideal size and weight are sold in the local market. He has more than four years’ experience raising animals. He’s also a regular employee at a large agricultural firm where he’s paid every two weeks. He’s able to cover his and his family’s expenses with his income.
Alex wants to buy feed to improve his animals’ care and obtain better production so that he can continue forward with his business which is why he’s asked Edpyme Alternativa for a 1000 new sol loan to help him reach his objective.
La actividad que desarrolla Álex, es la crianza de ganado menor (ovino, porcino y aves de corral), los cuales al alcanzar peso y tamaño ideal los comercializa en el mercado local. Cuenta con más de 4 años de experiencia en la ganadería. Complementariamente es trabajador estable en un fundo agrícola, en donde le pagan quincenalmente. Con los ingresos que percibe cubre sus gastos y los de su familia.
Álex desea adquirir alimento para mejorar la calidad de crianza de sus animales y obtener una mejor producción que le permita seguir adelante con su negocio, por ello se ha visto en la necesidad de solicitar a Edpyme Alternativa un crédito de 1000 nuevos soles que le ayuden a lograr su objetivo.
Previous Loan DetailsAlex, 22, lives with his wife and daughter in his own house which lacks basic utilities and is located in the rural part of Tambogrande District that belongs to Piura Department. This zone is noted for farming, animal husbandry and crafts making. For several years now Alex has been raising… More from Alex David's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Jul 30, 2012
- Sep 11, 2012
- Currency Exchange Loss:
- Sep 27, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.