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Gloria Marina
Gloria Marina lives in the city of Managua, Nicaragua. She is the single mother of two children.

Gloria has a natural medicine club. She offers Herbalife products to people with health problems. She offers solutions such as nutrition, omega-3, active fiber for constipation, multivitamins, herbal tea, aloe, guaraná, and four flavors of shakes: strawberry, cookie, chocolate, and vanilla.

She decided to offer this since this product has a high cost when purchased in a sealed container. This is why she sells it in small portions, such as in shakes prepared from different products, since customers come to the business for the shake. People choose the appropriate product according to their health problem.

Gloria says that with the loans she has been able to maintain a variety of products and keep her clients happy, since the success of the business is in maintaining all kinds of Herbalife products.

Her business hours are from 7:30 in the morning until 7:30 at night.

She is asking for this loan to buy different Herbalife products and thus be able to prepare her shakes and be able to help people improve their health in part. She thanks Kiva and CEPRODEL for the support and hopes that they will be able to give her this loan to fulfill her dreams.
View original language description ↓
La señora Gloria Marina vive en la ciudad de Managua, Nicaragua. Es madre soltera de dos niños.
Doña Gloria tiene un club de medicina natural ella oferta productos Herbalife a personas con problemas de salud en el organismo, ofrece soluciones como:( nutrición. Omega tres, fibra activa para el estreñimiento, multivitamínica, te herbal, Aloe, guaraná, batidos en sus cuatros sabores: fresa, galleta, chocolate, vainilla).
Decidió ofertar ya que este producto tiene un costo alto al comprarlo en envase sellado es por esta razón que ella lo vende en porciones pequeñas como en batidos preparados de diferentes productos, ya que los clientes llegan al negocio por el batido. Las personas eligen según su problema de salud el producto adecuado.

Gloria dice que con los créditos ha podido mantener la variedad de los productos y mantener satisfechos a sus clientes ya que el éxito de su negocio está en mantener todo tipo de productos de Herbalife.
El horario de atención es desde la 7:30 de la mañana hasta 7:30 de la noche.

Este crédito lo esta solicitando para comprar diferentes productos de Herbalife y poder así preparar sus batidos y poder ayudar en parte a las personas a mejorar su salud. Agradece a KIVA y CAPRODEL, por el apoyo y espera le puedan conceder este préstamo para cumplir sus sueños.




Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 130
    View loans »
    Nicaragua Loans Fundraising
  • $24,581,200
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Gloria Marina to purchase different Herbalife (shakes) and natural medicine products.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 28, 2012
Listed
Sep 11, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013