Estoy Confiando Group
Karina is the group’s coordinator and she started working by selling plastic bottles to be used for recycling. Thanks to what she has earned from this she has diversified her activity and has started engaging in creating wicker chairs together with her husband who is a carpenter. To make one chair she spends between 400 and 500 cordobas approximately.
The other members of the group are Zelania, who has been selling “nactamales” (a typical dish made of corn and pork) and fried pork for 2 ½ years and Silvia, who has been selling used clothes for 1 year.
La coordinadora del grupo es Kenia quien inicio con la venta de botellas plásticas para reciclaje con las ganancias diversifico su negocio ya que empezó a invertir en la elaboración de sillas de mimbre junto a su esposo quien es carpintero. Ella gasta para realizar una silla aproximadamente entre 400 a 500 córdobas.
Las otras integrantes son Zelania quien vende nacatamales y frito desde hace 2 ½ años y Silvia comerciante de ropa usada desde hace 1 año.
About ADIMLocated in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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