Zapatito Veloz Group
The loan they will take out will benefit small micro-business owners such as Nancy. She notes that she joined Pro Mujer a year and a half ago, having been invited by a friend who is also a member of the association. Nancy currently has a dressmaking business, and says that various years ago she worked in a sewing workshop, but decided to save and open her own workshop and become more independent.
The loan Nancy has now applied for is to increase her capital (buying fabrics and threads), which she will purchase from distribution companies and then use to make items to sell on order. This way of working allows her to generate income to support her family as much as possible, as she is married with three children. When asked what she likes about Pro Mujer, Nancy responded that she likes the training given on loans and health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Nancy es una integrante, ella indica que hace un año y medio que integra Pro Mujer, ingresando por invitación de una amiga que es socias de la institución. En la actualidad ella tiene un negocio de costura, ella nos cuenta que hace varios años trabajo en un taller de costura como operaria, ahorrándose decidió sacar su propio taller y ser independiente.
El crédito que ahora sacará es para el aumento de capital (compra de telas e hilos) que comprará de las empresas distribuidoras y posteriormente a la elaboración lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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