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Indira Melissa
Indira Melissa, age 22, was born in Cali, Colombia. Indira managed to complete her degree in Business Administration at the Universidad Pública del Valle. She did this thanks to a full scholarship that she got from the state of Colombia. She received the scholarship because of her academic excellence and because her family has a very low level of income.

Indira Melissa's dream is to get a Master’s Degree in the United Kingdom. The support from Kiva would help Indira Melissa be able to pay for the TOEFL preparation courses and the exam registration fees.

Once she gets her Master’s Degree and returns to Colombia, Indira Melissa would like to devote herself to research and teaching at a public university, where she would be able to share her acquired knowledge.

Here is her story:

I am aware that studying for a Master’s Degree in management and implementation of development projects in one of the best universities in the world cannot be for selfish reasons. It is gratifying for me to know that this is a dream that is not only for my own benefit, but that by doing this I will be able to be useful to my region, to my country, in academia, and, above all, to tomorrow’s young people. That is precisely my vision for the future. It is a reality in which the work makes sense only when it contributes to the common good.

Being one of Kiva’s borrowers would resolve one more of the many obstacles that I have already overcome and those that will come. Also, it is above all an incentive, a confirmation that nothing is able to come between your vision, your dream, and yourself.

This is because, of the few reasons that could be considered for not completing the post graduate studies, the lack of financial resources is definitely the last that would be accepted as a roadblock to my dream.

This is no more than my firm conviction about effort. As Gandhi said so well, “Our reward is found in the effort, not in the result. A complete effort is a complete victory.”
View original language description ↓
Indira Melissa tiene 22 años y nació en Cali, Colombia. Indira logró terminar su carrera en administración de empresas en la Universidad Pública del Valle gracias a que obtuvo una beca completa por el estado Colombiano debido a su excelencia académica y porque su familia tiene un nivel de ingresos muy bajo.

Indira Melissa tiene el sueño de realizar una maestría en el Reino Unido y el apoyo de Kiva ayudaría a que Indira Melissa pueda pagar los cursos de preparación del TOEFL y la inscripción al examen.

Una vez realice su maestría y regrese a Colombia, Indira Melissa quisiera dedicarse a la investigación y docencia en una universidad pública donde pueda compartir los conocimientos adquiridos.

Aquí esta su historia:

Soy consciente que estudiar una Maestría en Gestión e Implementación de Proyectos de Desarrollo, en una de las mejores universidades del mundo, no podría tener una finalidad egoísta. Para mi es gratificante saber que es un sueño que no sólo es de beneficio propio sino que con la realización de éste, podré ser útil en mi región, en mi país, en la academia y sobretodo con los jóvenes del mañana. Esa es precisamente mi visión de futuro. Una realidad en la que el trabajo cobra sentido sólo cuando contribuye al bien común.

Ser una de las beneficiarias de Kiva sería resolver un obstáculo más de los muchos que ya he superado y de los que vendrán. Además, es ante todo un aliciente, una confirmación de que nada puede interponerse entre tu visión, tu sueño y tú. Porque de las pocas razones que quizás podrían barajarse para no hacer el posgrado, la falta de recursos económicos definitivamente es la última que aceptaría como barrera ante mi sueño. Esta no es más que mi firme convicción de esfuerzo, porque como bien lo dijo Gandhi “Nuestra recompensa se encuentra en el esfuerzo y no en el resultado. Un esfuerzo total es una victoria completa”.

Additional Information

More information about this loan


This loan is part of Colfuturo's "Semillero de Talentos" program, which identifies high-achieving, low-income university students and helps them apply to graduate schools abroad. The program offers loans to pay for language classes, language exams and application fees, transportation to cities for exams and interviews, and visa expenses. By funding this loan, you are helping a student with limited options pursue a graduate degree and increase their future income.

About Colfuturo:

Colfuturo is a non-profit public service institution that helps Colombian college graduates finance post-graduate degrees abroad. The organization provides loans and incentivizes recipients to return to Colombia after receiving their degrees to help the country grow and develop. Kiva loans will help low-income students at state universities afford high application costs, including exam and application fees, travel expenses, visa expenses and language courses. These loans will open new opportunities for students who have long been excluded from higher education.

About Colombia

  • $6,070
    Average annual income
  • 162
    View loans »
    Colombia Loans Fundraising
  • $12,834,025
    Funds lent in using Kiva
  • 1,830.5
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $600 helped Indira Melissa to help pay for the application expenses for studying for a Master's Degree in Implementing Development Projects.
99% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Irregularly
Disbursed:
Nov 15, 2012
Listed
Aug 31, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2014