When she was 20 Dominga married Paulino, who also works in this business, and together they have a daughter. Between the three of them they look after the coffee plantations. The harvest time is when they have the most work, and hire up to 15 people who help with cutting tasks and everything else that is needed for a good harvest. All of the coffee that they grow is organic.
Dominga has requested a loan as she needs to carry out a number of activities on her plantation, such as cleaning, buying plants, and sowing coffee seeds. In addition to the coffee business, she also sells food so that she can have additional income for her family. At the end of the harvest Dominga and her husband plan to buy a van, which they will use to drive about and also to transport their coffee when required. Dominga is pictured in the patio of her house along with her granddaughter, who she sometimes looks after while her daughter is working.
More information about this loan
These loans help farmers swap out their old coffee plants that are no longer producing at capacity for new plants. New plants generally take three years to produce at capacity, temporarily reducing crop yield. Given that the renewal process can be lengthy, please note that this loan may have a long repayment term with a built-in grace period.
Important InformationLa Union Regional de Pequeños Productores de Cafe Huatusco (or, La Union Regional) is a member-owned, Fair Trade-certified coffee cooperative based in the state of Veracruz, Mexico. Kiva helps fund loans for La Union Regional’s members, allowing them to plant more crops and convert to more profitable organic farming methods. La Union Regional is backed by Fair Trade USA and Green Mountain Coffee Roasters, which retails members’ coffee.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
Because La Union Regional’s core business is not microfinance, there is some level of additional risk for lenders. Kiva’s partnership with La Union Regional is unique and unprecedented. For this reason, Kiva has not assigned the organization a risk rating. More information can be found on La Union Regional’s partner page.
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