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Señor Del Calvario Group
In this Group: Marizza, Ermila, Luz Marina, Julia Mabel, Primitivo, Francisca, Veronica, Luz Marina, Cornelia, Victoria, Ricardo
Marizza, 42, is married and has three children (19, 17 and 12 years of age). She is from the city of Calca and still lives there. Marizza is a responsible, enterprising, young woman who likes challenges. She has a stand where she sells clothes and shoes via catalogue. She’s been in this business for five years now and does very well.

On this occasion, Marizza needs the loan to buy merchandise like shoes and clothes, for example. Her dream is to open a restaurant to sell delicious ‘ceviche’ [marinated seafood cocktail]. Marizza is raising her hand in the photo.

This group is composed of neighbors and friends who formed the “Señor del Calvario” (Lord of Calvary) communal bank in Calca Province, Cusco Department. The communal bank is formed by people who are always in search of opportunities to get ahead through their daily efforts and to provide a better future for their children. Some of the various activities of the members are: buying and selling corn, grocery sales, fruit sales, food sales and some of the provide taxi service.

The members as a whole are grateful for the opportunity provided and commit to make their various installment payments as scheduled.

Cusco is located in Cusco District and Province in Cusco Department. It’s at the very heart of the ancient city of the Incas and is noted for being a tourist destination because of its archaeological sites, its historic city center, its scenery, its history and for being an enchanting city in the southern region of the country. Cusco is also known for its traditional Inti Raymi festival and because one of the Seven Wonders of the World, Machupicchu, is located here.
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La socia Marizza tiene 42 años de edad y es casada y fruto de esta hermosa relación tiene tres hijos (19, 17,12), ella es natural de la ciudad de Calca y vive en la misma ciudad donde nacio. La socia Marizza es una joven emprendedora y responsable que le gusta los restos pues tiene un puesto de venta de ropas y zapatos por catálogos. Ya son cinco años que se dedica a este negocio y le va muy bien. En esta oportunidad Marizza requiere el préstamo para comprar mercadería como por ejemplo zapatos y ropa. Su sueño de Marizza es abrir un restaurante donde se venderá el rico ceviche. (La socia Marizza está levantando la mano en la fotografía).

Este grupo está conformado por vecinos y amigos que formaron el banco comunal “Señor del Calvario” en la provincia de Calca del departamento del Cusco. Este banco comunal está conformado por personas que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Las actividades económicas de los socios son por ejemplo; compra y venta de maíz, venta de abarrotes de abarrotes, venta de frutas, venta de comida y otros brindan servicio de taxi.

Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.

Cusco está ubicado en el distrito y provincia del Cusco del departamento del Cusco en pleno corazón de la antigua ciudad de los Incas y se caracteriza por ser una zona turística, por sus centros arqueológicos, por su centro histórico, por sus paisajes, por su historia y por ser una ciudad encantadora de la Región del Sur del país. Cusco es conocido también por su fiesta tradicional del Inti Raymi y porque se encuentra una de las siete maravillas del mundo “Machupicchu”.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $56,130,550
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor Del Calvario Group's $5,375 loan helped a member to buy merchandise like shoes and clothes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 7, 2012
Listed
Sep 18, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013