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Agua Buena Group
In this Group: Delia , Mery, Matilde , Luz Marina , Timotea, Isabel, Lucila , Ines , Vilma *, Rolando
* not pictured
Isabel, 33, is a member of the “Agua Buena” (Good Water) communal bank located in Wanchaq District in Cusco Province and Department. She has a spouse and three children. She alternates her daily activities with a business selling fruit like bananas, apples and papayas, among others. She’s been in this business for years and does well thanks to the effort she puts into her business every day.

In addition, she raises small farm animals like guinea pigs. She raises them in order to sell them to customers that request them. She’s a responsible, hardworking woman who supports her family this way. She is requesting the loan to buy fruit like oranges at wholesale. She is grateful for the loan granted and commits to make her payments as scheduled.

The other group members sell grass, are cheese merchants, raise animals, have a printing shop and grocery store.

The members whose faces are obscured do not belong to this communal bank and the members in the inserted photos had asked permission to arrive late at the meeting because of their work.
View original language description ↓
La socia pertenece al banco comunal AGUA BUENA; este banco está situado en el distrito de Wanchaq en la provincia de Cusco departamento de Cusco.

La socia Isabel, la socia tiene 33 años de edad, conviviente y tiene 03 hijos, la socia alterna sus actividades diarias con el negocio de venta de fruta como platanos,manzanas,papayas entre otros, la socia lleva años en este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia a la vez se dedica a la crianza de animales menores como cuyes, la socia cría a estos animalitos para luego venderlos a sus clientes que más le solicitan, la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.

La socia solicita el préstamo para la compra de fruta al por mayor como naranjas.

Los otros socios se dedican a la venta de pasto, compra y venta de queso, crianza de animales, imprenta, tienda de abarrotes.

Las socias que salen en la foto con la cara oculta son socias que no pertenecen al banco comunal y los socios que salen adjuntos en la foto son socios que pidieron permiso para llegar tarde a la reunión por motivos de trabajo.

La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 127
    View loans »
    Peru Loans Fundraising
  • $58,863,350
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Agua Buena Group's $6,550 loan helped a member to buy fruit like oranges at wholesale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 4, 2012
Sep 12, 2012
Currency Exchange Loss:
Jan 15, 2013