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Ratna Shova
Ratna Shova is 45 years old. She is married and has two children, ages 28 and 24.

In 1998, she established her tailoring business. Working 6 days a week and 10 hours a day, she supoorts her family.

She has already received and successfully repaid six loans from Patan BPW. She used her most recent to buy raw materials for her tailoring business.

In the Kathmandu Valley, clothing is made to order. Tailor stalls line the streets where store owners sell material and work their sewing machines. These skilled tailors make school uniforms for children as well as the the traditional women's kurta surwal and men's daura surwal. With a Kiva loan, BPW borrowers are able to purchase additional cloth material or sewing machines that will increase production and profitability.

In the future, Ratna Shova plans to uplift the economic condition of her family. She thanks you for your support.

Additional Information

About BPW Patan

This loan was administered by Kiva's Field Partner, Patan Business and Professional Women. BPW Patan became Kiva's first Field Partner in Nepal in 2007. BPW Patan operates throughout the Kathmandu Valley, offering microcredit, business training, and literacy classes to low-income women in both urban and rural areas. BPW Patan uses a group lending methodology, which not only allows women without collateral to access finance, but also provides members with a valuable support system. In addition to providing economic opportunities to its clients, BPW Patan seeks to empower Nepali women within their homes and communities. For more information about BPW Patan, visit the BPW Patan Partner Page and keep an eye out for new loans and borrower updates. Also, please consider joining the BPW Patan Lending Team to show your support.

About Nepal

  • $1,500
    Average annual income
  • 0
    View loans »
    Nepal Loans Fundraising
  • $477,725
    Funds lent in using Kiva
  • 89.2
    Nepal Rupees (NPR) = $1 USD