La Rica Vicky - Chupaca Group
Hilda is a very hardworking mother. She’s 54-years-old, widowed and has a dependent son. She belongs to the “La Rica Vicky-Chupaca” communal bank, a large group that has 11 members who are all neighbors from the same location.
Hilda works in her orchard and also raising small farm animals (chickens, guinea pigs, rabbits) in a space set aside for this at home.
She grows ornamental plants like daisies, lilies, anise, etc. that she sells in markets and at the Sunday street market in her locality. With income generated from this business she’s able to educate her only son and she dreams with his studying a profession in the future.
The loan she’s requesting is to buy seeds and manure for her orchard. She’s happy because of the support she gets from people in other countries and she and her fellow group members say: “Thank You!”
Hilda is wearing a red sweater and white shirt. She’s second from the left (standing).
La señora Hilda, es una madre de familia muy trabajadora, de 54 años de edad viuda y con un hijo que depende ella.
Ella pertenece al grupo “la Rica Vicky – Chupaca”, grupo numeroso, que está integrado por 11 socios, todos ellos vecinos de la misma localidad.
Hilda se dedica a su Bio Huerto y a la crianza de animales menores (gallinas, cuyes, conejos), acondicionada en un espacio de su casa
Ella siembra en su huerto plantas ornamentales como: margaritas, lirios, anís, etc., que las vende en los mercados y ferias dominicales, que hay en su localidad.
Con los ingresos que le genera este negocio educa a su único hijo, y sueña en un futuro que estudie una profesión.
El préstamo que ella está solicitando es para la compra de semillas y abonos para su Bio Huerto.
Ella está alegre por el apoyo de personas de otros países, y ella y sus compañeros dicen: Mil Gracias!.
Hilda viste con una chompa roja y y polo blanco, y es la segunda de la izquierda (se encuentra de pie).
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid