This loan will benefit the small businesses where Justina is a member. She has been a member of Pro Mujer for a year and a half since she was invited by her godmother, who is one of the members of the institution. Right now Justina has a business which sells food. She says that she learned about this business since she was a girl, when she helped her mother to start it.
The loan she is receiving will be used to increase her capital (to buy corn), which she will buy from wholesale vendors and later sell at the markets in the city of El Alto. This form of work permits Justina to generate income to support her family. She is single and has two children.
When asked what she likes about Pro Mujer, Justina said she likes the health services.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Justina es una integrante, ella indica que hace un año y medio que integra Pro Mujer, ingresando por invitación de su comadre que es socias de la institución. En la actualidad ella tiene un negocio venta de comida, ella nos cuenta que este negocio lo aprendió desde niña, cuando le ayudaba a su madre a realizarlo.
El crédito que ahora sacará es para el aumento de capital (compra de maíz) que comprará de las vendedoras por mayor y posteriormente a la elaboración lo comercializará en las ferias de la ciudad de El Alto. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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