Thomaq is in his 50s and married with 2 adult children who still go to the university. They live in a major city in the southeastern part of the country. Thomaq has served as a police officer since he was young and four years ago, he was laid off from the division he worked for all these years.
Being the only one to support his family financially, they all suffered the financial difficulties for some time until he purchased a used vehicle for his transportation business in order to make ends meet.
Thomaq is now applying for a loan for the first time to take his vehicle to the auto repair shop and his word to Kiva lenders is that he will pay back this loan without a delay and in full. In addition, he wants to thank all the lenders for their kindness.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.