Johnny José, 41, is in a common-law marriage and has one child. He lives with his son in Ventanas, in the province of Los Ríos. He's a member of 30 de Julio Communal Bank, located in the Zapotal Nuevo area of Ventanas Canton, where the people make a living in agriculture.
Johnny José works in agriculture growing rice, beans, and corn. He's requesting the loan to buy agricultural inputs, fertilizer, urea, manure, and liquid weedkiller.
He'll buy and sell his products in the city of Ventanas every two weeks. With the help of the loan he'll be able to buy the agricultural inputs.
He faces challenges such as pests and the "lancha" fungus in his crops. His dream is to be successful in life. In his free time he likes to play sports.
JOHNNY JOSE TIENE 41 AÑOS DE EDAD DE ESTADO CIVIL UNIÓN LIBRE TIENE UN HIJO, VIVE CON EL HIJO EN VENTANAS PROVINCIA DE LOS RIOS.
ES INTEGRANTE DE LA VRC 30 DE JULIO, SE ENCUENTRA UBICADA EN RECINTO ZAPOTAL NUEVO, PERTENECE AL CANTÓN VENTANAS SE DEDICAN A LABORES AGRÍCOLAS.
JOHNNY JOSE SE DEDICA A LA AGRICULTURA A LA SIEMBRA DE ARROZ, FRÉJOL Y MAÍZ. SOLICITA EL CRÉDITO PARA COMPRAR INSUMOS, FERTILIZANTES UREA, ABONOS, LÍQUIDO MATA MONTE.
LAS COMPRAS Y LAS VENTAS DE LOS PRODUCTOS LAS REALIZARÁ EN LA CIUDAD DE VENTANAS CADA 15 DÍAS. CON LA AYUDA DEL CRÉDITO PODRÁ COMPRAR LOS INSUMOS AGRÍCOLAS.
ENFRENTA DESAFÍOS CÓMO LAS PLAGAS, LANCHA EN LOS CULTIVOS. EL SUEÑO ES TENER ÉXITO EN LA VIDA. EN EL TIEMPO LIBRE LE GUSTA PRACTICAR EL DEPORTE.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!