Milton is a 30-year-old married man with three children in addition to a dependent who is an orphan. He is typically a farmer and grows tomatoes, beans and bananas.
He wants UGX 3,000,000 to pay school fees for his children who are going for their third term. The season has been slow and he may, therefore, not get enough funds at once to pay his children's fees. This is the reason he is opting for a loan. He will also use part of the loan to buy seedlings. He resorted to farming because it was easy and accessible since he had land. He hopes to venture into extensive agriculture with the help of more loans.
His main challenge is poor roads that become inaccessible during the rainy season.